How to grill my home this winter? We have a newer zoned grease furnace hot water baseboard warmness. ...

We have a newer zoned grease furnace hot water baseboard warmness. We never turn on the upstairs or basement lone the main floor. I put up plastic sheets going up stair and to cut sour the kitchen area. The thermostat stays at 62 for the entire winter daylight and night. If we shift away I turn it down to 58. We use a kero heater contained by the livingroom and basically spend our winters surrounded by this one room. It is so cold in the bedrooms literally you can see our breath. When doing dishes the dampen hurts my hands because its so cold within that room. We spend about 100 dollars a month on warmness between oil and kero. This is too much, we have need of some other way to reclaim money? We can not afford to get contemporary windows ( they are elder but do have storm window ) we have insulated every entry we can, the house is old (1862 ) plank built here is no way to insulate the walls because of that. What other hints or thinking can we do to survive another winter. Money wise its hurting us.
Answers:    Where contained by the world do you live? at 62 I would leave you contained by a moment. This is ridiculous.

I have one and the same type of heat, I own a zone in the subterranean vault, I found that by utilizing this, turning the heat up down near to 72 and using that to heat, it's better later trying to heat the upstairs. Heat rises. I found that the floors receive cozy warm and I can consequently turn the living area warmth down. This way it doesn't loose the fry as fast.
If you must, cover the window that you don't use all the time next to plastic. Tape them good adjectives the way around, be off a couple open to see out of. bring back some straw from a nearby fruit farm, it's usually a Buck a bale and put these all the route around the house, against the foundation then, cover it next to plastic again. Hold the plastic down with old-fashioned boards or stones.
I would go so far as to move the plastic up to the bottom of the window and staple it on, it worked for me in the nastiest of a Minnesota winter near fifty below zero plus.

The Karo electric fire is defeating the purpose of the heat system, isn't it. The heating system should hold up so you don't have to buy Karo. This is coming close to carbon monoxide to you, and your family circle, you read about it adjectives the time. I wouldn't have one within the house.
Cover the windows beside clear vinyl, and weather strip the doors. Get a carbon monoxide detector for the living room. Kerosene is very expensive and, might be costing you more than running the furnace.