Claiming for lesser flooding to my house...? The insurance company have official my claim for secondary flooding...
The insurance company have official my claim for secondary flooding and i own been told that the work is to verbs, i am woundering if there is anyone within a similar position, i have be told that the insurance company will remove my kitchen and completley gut the downstairs. however i have basically been informed that they plan to remove the kitchen and consequently just put it put money on, im sure this is unacceptable as the sweaty has risen to at the back the cupboards, i am concerned for the kitchens hygiene as mould has developed losing my cupboards.should the kitchen be replaced as a whole? i am woeful to be told that my damp kitchen will be put posterior. thanks for any counsel.
Answers: You would be wise to want your own contractors and get your own bids. Way too oodles insurance adjusters are in bed next to shady contractors. This I know "for a fact" 20+ yrs. as a general contractor.
Do not adopt any offer from your insurance company or sign anything. You are entitled to gain the work done professionally by a reputable contractor of your choice. Let the adjuster argue with the contractor. Most contractors know how to haggle next to those clowns. And they will be looking out for your best interests and yes they may charge for the estimate. It is only fair-minded as they have to do like mad of work and argue with the clowns as all right.